Haven't blogged much lately because I am working the part time job and the kids are home for the summer. But, I am happy to report that with our most recent debt snowball payment we have now paid off $10,000 of debt since starting our snowball back in Feb 2008. This is total debt including mortgage but just over $8,000 is consumer. Things keep rolling. We now have $750 a month getting applied to the next item on the list.
Maintaining the monthly cash flow plan (budget) has been the key. We have our income spent on paper each month before we spend it for real. I check things out once or twice a week and make adjustments when needed. Food and gas expenses have definitely gone up and so has home repairs, entertainment, and our giving (because we want it to.) No worries though, we've just cut back in other areas for the summer (i.e. a good budget allows us to capture and redirect the higher amounts that would go to the heat bill in the winter, etc.)