I just transfered money to our Baby Step 1 Emergency Fund savings account. We're back on track since this set back on March 24th.
My wife and I have decided to build up the baby step 1 fund a little bit more. We are going to split the extra payments we've budgeted for our debt snowball in half until the emergency fund has another $750 to $1,000 in it. Yes this will slow down the debt snowball but its so minimal compared to the extra security. Anyways, I think we will be using some of the extra funding for some bills that have come up. One big expense for sure is a pair of glasses for my oldest son.
By the way, it's his birthday today, he's eleven. Glasses - what a great birthday present.
Happy Birthday Bud!!!
He'll be so happy to hear about his present don't ya think? It is all in how I sell it to him "Josh, for your birthday, how'd you like to get your sight back?"
6 comments:
I'd have been all over that as an 11-yr.old. For sure!
I just saw an ad. for the Mvelopes.com system on your blog. Have you looked into that? We are looking for something that electronically works like the actual paper envelope system. I use Quicken right now but only as a glorified checkbook balancer. Doesn't help with planning nor staying within a budget.
I know there are ways to keep track of your budget w/ Quicken but it's not practically something I would do for the long haul. The Mvelopes system appeared to be what I am looking for. Just wondering your thoughts on that, if you have any regarding that system.
Thank you, Mr.Stream.
I've been using Mvelopes for about three years. Yes, it is literally a virtual envelope system and it ties directly into your back accounts. Mvelopes is a tad pricey at $13 per month. But I think the value is definitely there.
There is another desktop based system that I know a few other people use. It is called
Budget Windows. It resides on your desktop and I am not sure how it ties into the bank but I am impressed with the trial version so far.
Thank you. I will pass the info. on to Matthew.
I have been looking forward to your review of the "Great Misunderstanding" class.
Hope all is well
Thanks for touching base Jason. Our last class was postponed to this coming Monday.
I am well. I've been busy at work.
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